STSSpecial Trade
Services
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Westchester County contractor licensing

Get licensed to work in Westchester.

STS helps home improvement contractors navigate Westchester County and City of Yonkers licensing—from selecting the correct jurisdiction to organizing insurance, business records, background disclosures, and supporting documents.

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1–3 weeksTypical time for each complete filing
2 jurisdictionsWestchester County and City of Yonkers
$1K–$2KTypical STS fee for each area
One teamLicensing, insurance, and document support

County and city licensing are separate

WESTCHESTER COUNTY OR YONKERS: WHICH LICENSE APPLIES?

Westchester County licenses home improvement contractors throughout the county, while the City of Yonkers administers its own Home Improvement License. Contractors planning to work in Yonkers may need to address both jurisdictions.

WESTCHESTER COUNTY CONSUMER PROTECTION

HOME IMPROVEMENT CONTRACTOR LICENSE

For businesses performing covered home improvement work in Westchester County.

  • Initial licenses, renewals, and updates
  • Entity, ownership, work-history, and disclosure review
  • General Liability, Workers’ Compensation, and document coordination
Check my Westchester requirements →
CITY OF YONKERS CONSUMER PROTECTION

HOME IMPROVEMENT LICENSE

For businesses conducting covered home improvement work on private residences of up to three families within Yonkers.

  • Initial licenses, renewals, and corrections
  • Business, vehicle, insurance, and work-history documents
  • Background-check and agency follow-up support
Check my Yonkers requirements →

Not sure whether one license or both apply? That is exactly what the STS license assessment is designed to determine.

Avoid preventable delays

A COMPLETE LICENSE PACKAGE INVOLVES MORE THAN A FORM.

Depending on the jurisdiction and business structure, the filing may require entity records, work history, identification, vehicle documents, insurance certificates, child-support certification, criminal-history explanations, notarized forms, photos, and supporting records.

Get a License Assessment

✓Business entity and ownership records

✓General Liability and Workers’ Compensation review

✓Work history and applicant identification

✓Criminal-history and child-support disclosures

✓Vehicle and insurance documentation

✓Agency follow-up and deficiency support

Transparent professional and third-party costs

FEES AND REQUIREMENTS BY JURISDICTION

STS professional fees generally range from $1,000 to $2,000 for each jurisdiction. A contractor needing both Westchester County and Yonkers licensing receives a separate scope for each filing. Government fees and third-party costs are additional.

Westchester County

The current non-refundable county license fee is $500 for a two-year Home Improvement Contractor license. The filing may also require business and applicant records, insurance documentation, work history, disclosures, and a recent passport-style photo.

Typical completion time: 1–3 weeks

City of Yonkers

The current non-refundable City license fee is $400 for a two-year Home Improvement License. The City includes stickers for three vehicles and currently charges $10 for each additional vehicle. Business, vehicle, insurance, work-history, and background information are required.

Typical completion time: 1–3 weeks

Both Jurisdictions

Working in Yonkers can involve a separate City credential in addition to the applicable Westchester County license. STS reviews the work locations and scope before recommending the filing sequence.

Each agency makes its own licensing decision

What third-party costs can include

STS FEES ARE SEPARATE FROM GOVERNMENT AND COMPLIANCE COSTS.

Your written STS proposal will separate professional services from expenses paid to agencies, insurers, photographers, records providers, shipping carriers, and other third parties.

Government Charges

The current Westchester County license fee is $500 for two years. The current Yonkers license fee is $400 for two years, with $10 charged for each vehicle beyond the first three. Renewal, replacement, late, or other agency charges may apply.

Government charges can change

Insurance and Records

General Liability, automobile, Workers’ Compensation, disability, background records, certificates, notarization, entity documents, and related compliance items are priced separately when required.

Insurance is subject to underwriting

Photos and Delivery

A passport-style photo typically costs about $15. Shipping and handling fees apply when STS must send or receive original applications, checks, photos, certificates, stickers, or other licensing materials.

Only applicable costs are included

A clearer path through local licensing

WE HANDLE THE PAPERWORK SO YOU CAN FOCUS ON THE WORK.

Our process identifies the correct jurisdiction, catches missing items early, and keeps communication organized through agency review.

01

We review your work

Tell us the services you perform, where you plan to work, and how the business is organized.

02

We map the requirements

We determine whether Westchester County, Yonkers, or both licensing paths should be addressed.

03

We prepare the package

Our team organizes the application, insurance, ownership, vehicle, work-history, photo, and disclosure records.

04

We follow through

We track the filing, help address agency requests, and keep you informed through the remaining steps.

Built for
contractors.

Why Special Trade Services

LICENSING, INSURANCE, BONDS, AND COMPLIANCE—UNDER ONE ROOF.

STS understands how local contractor licensing connects to business records, insurance, disclosures, vehicle documentation, and the paperwork contractors need to operate.

  • Contractor-focused expertiseWe understand construction paperwork and the realities of running the business.
  • County and city supportWe identify overlapping requirements before the wrong filing costs time.
  • Direct communicationYou receive a clear requirements list and a team that follows up.

Answers before you apply

WESTCHESTER AND YONKERS LICENSE QUESTIONS

DO I NEED BOTH WESTCHESTER COUNTY AND YONKERS LICENSES?+

Possibly. Yonkers administers its own Home Improvement License, separate from Westchester County’s licensing program. Contractors planning work inside Yonkers should confirm both jurisdictional requirements before starting. STS reviews the work location and scope to map the appropriate sequence.

HOW MUCH DO STS SERVICES COST?+

STS professional fees generally range from $1,000 to $2,000 for each jurisdiction, depending on the entity, ownership, insurance, disclosures, document condition, and filing complexity.

Government license fees, insurance premiums, background records, entity documents, notarization, photos, shipping and handling, and other third-party expenses are separate. A passport-style photo typically costs about $15.

HOW LONG DOES THE PROCESS TAKE?+

A complete Westchester County or Yonkers filing typically takes 1–3 weeks. Missing documents, insurance corrections, background issues, agency requests, and workload can extend the process.

CAN I QUALIFY IF I HAVE A CRIMINAL HISTORY?+

A criminal history does not automatically mean every applicant will be denied, but requested information must be disclosed truthfully. Westchester licensees undergo a background review, and the Yonkers application asks about arrests and convictions and authorizes a background check. The agency may request explanations or disposition records. STS can help organize an accurate filing, but is not a law firm and cannot guarantee approval.

CAN CHILD-SUPPORT ISSUES AFFECT THE APPLICATION?+

Child-support certifications or compliance questions can apply based on the applicant and filing. Provide accurate information and address an active delinquency or enforcement matter early. STS can help identify the documents requested by the licensing agency but cannot provide legal advice.

DO I HAVE TO PASS AN EXAM?+

The current Westchester County Home Improvement Contractor and City of Yonkers Home Improvement License materials do not list a trade examination as a standard requirement. Applicants must still satisfy the applicable experience, work-history, documentation, insurance, disclosure, and background-review requirements.

DO I HAVE TO BE FINGERPRINTED?+

The current standard application materials reviewed for these two licenses do not list fingerprinting as a routine requirement. Both jurisdictions may conduct background review, and the agency may request additional records depending on the applicant’s disclosures or circumstances. Requirements can change, so STS confirms the current checklist before filing.

CAN STS HELP WITH INSURANCE?+

Yes. STS can help review and coordinate General Liability, Workers’ Compensation, disability, automobile, and other coverage that may be required for the license or the contractor’s operations. Coverage, premiums, and issuance remain subject to underwriting, eligibility, carrier terms, and payment.

WHAT INSURANCE DOES YONKERS REQUIRE?+

The current Yonkers application requires at least $500,000 in General Contractor Liability coverage, with the City office listed as certificate holder. Workers’ Compensation documentation is also required unless the applicant qualifies for and submits the applicable exemption. Vehicle registration and automobile-insurance documentation are required for vehicles used in business operations.

DO OUT-OF-AREA CONTRACTORS NEED A LICENSE?+

Licensing is generally based on where the contractor offers or performs covered work, not only where the business is headquartered. An out-of-area or out-of-state company working in Westchester County or Yonkers should confirm the applicable local license, entity, insurance, and tax requirements.

DO YOU GUARANTEE APPROVAL?+

No private company can guarantee government approval. STS prepares, organizes, submits, and tracks filings while helping address agency requests. Final decisions remain with Westchester County and the City of Yonkers.

Ready to move forward?

LET’S GET YOUR WESTCHESTER LICENSE STARTED.

Tell us where you plan to work and what services you perform, and we’ll help identify the next steps.

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